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About Us

We turn unused points into cash. Safely.

PointsPaid

PointsPaid helps credit card holders unlock real cash value from Amex Membership Rewards, Chase Ultimate Rewards, and HSBC Rewards — without ever transferring points out of their own account.

Most points brokers ask you to transfer your balance into an airline frequent-flyer account they control. That's a violation of nearly every bank's terms of service, and it puts your entire points balance at risk of forfeiture if flagged. We built PointsPaid around a different idea: your points never leave your account. We match your balance to a real flight booking, you complete that booking yourself through your own Amex Travel or Chase Travel portal, and we pay you in cash once it's confirmed.

How we're different

🛡️ Zero account risk

You're simply booking a flight through your own official portal — nothing about that activity looks unusual to the bank.

💰 Higher payouts

By routing bookings through premium cards like the Business Platinum or Sapphire Reserve, we extract more value per point than direct redemption — and share that upside with you.

🤝 Built for repeat business

Most of our clients come back every time their points balance builds up. We aim to be the long-term partner you call, not a one-off transaction.

Get in touch

The fastest way to reach us is WhatsApp — we typically respond within 30 minutes, 9am–9pm ET, 7 days a week.

💬 Chat with us on WhatsApp →

PointsPaid
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© 2026 PointsPaid. All rights reserved.

PointsPaid is an independent service and is not affiliated with, endorsed by, or sponsored by American Express, JPMorgan Chase, HSBC, United Airlines, Delta Air Lines, American Airlines, or any other financial institution or airline. Points are redeemed through each cardholder's own official portal in accordance with the relevant program's terms. Rates are indicative and subject to change based on market conditions and booking availability. Earnings projections are estimates only and not a guarantee of income.